Recent statistics from the Canadian Real Estate Association indicate that the national housing market remains balanced.

The following changes will come into effect July 9th, 2012:

-The maximum amortization period was reduced from 30 years to 25 years

-The maximum amount Canadians can withdraw in refinancing their mortgages was lowered to 80% from 85% of the value of their homes

-The maximum gross debt service ratio was fixed at 39% and the maximum total debt service ratio at 44%

-The availability of government-backed insured mortgages was limited to homes with a purchase price of less than $1 million

Canadians will continue to be able to purchase a home with 5% down.

Ridgeway Summer Festival at D. W. Howard RealtyIt’s Ridgeway Summer Festival time! Come for the day this Saturday and Sunday, July 7th & 8th, when downtown Ridgeway will be packed full of exciting free entertainment for everyone, featuring:

– inflatable bouncer at D. W. Howard Realty!

– kids  paradise:  crafts, games, contests, shows

– live music, karaoke, dance parties

– hilarious contests including cash prizes

– buskers

– farmer’s market

– psychic fair & wellness expo

– custom car show

Full Ridgeway Summer Festival schedule available here

Niagara Falls Area Photo Gallery

Crystal Beach CondosFor those of you who may not know Bay Beach will soon be transformed into a 12-storey multipurpose condominium including food/drink facilities for beach users, public washroom/change rooms, a water view restaurant & approximately 87 condominium residences.

The town retains ownership of the 1000 foot public beach, the best in the Niagara Peninsula. For more information on Crystal Beach Condos and the Crystal Beach Gateway Project please contact us.

Please click here to search for Crystal Beach real estate now

Crystal Beach HomesCrystal Beach homes along the sandy shores of Lake Erie; families travel from all over to stay & play on the beautiful beaches of Crystal Beach.

Once a historic tourism area in the 1800’s featuring a full amusement park, dancehalls, boardwalks & entertainment until 1989 when sadly it closed to begin a new transcending era.

Over the years it has evolved to include quaint boutiques, speciality shop markets, fine & casual dining, lakefront nightlife, natural beauty & charm that has kept families coming for years & years.

Please click here to search for Crystal Beach Homes now

Real Estate Pt Abino Lighthouse ReflectionsOriginally constructed in 1918 by the Canadian Government the Point Abino Lighthouse stands 95 feet tall and is currently undergoing a major facelift to say the least.

The near century old designated historic site began restoration in May & will cost a staggering 1.3 million when finished.

For more information on the Point Abino lighthouse Restoration please contact us.

Please click here to search for Point Abino real estate now

Ridgeway Real EstateWithin the Town of Fort Erie is the village of Ridgeway offering Victorian charm for residents & visitors alike. The historic downtown area features Ridgeway homes and small antique type shops owned by local residents, ice cream parlours, unique speciality shops, boutique movie theatre & home to the Historical Museum with a highlight featuring an 11,000 year old archaeology collection. Every year in the second week in July residents & visitors enjoy the Ridgeway Summer Festival where the streets are closed off & thousands can stroll the downtown area enjoying vendors, shows & music. Another festival in the heart of Ridgeway is the Spirit of Christmas that occurs every year in the first weekend of December where there are horse-drawn carriage rides, Victorian carollers, strolling Santa as well as a re-occurring Ice Sculptor placed out front of D.W Howard Realty.

Please click here to search for Ridgeway real estate now

Luxurious 60 Sunrise Court, Ridgeway ON Canada home for sale.

Contact D. W. Howard Realty today for a tour of the beautiful 60 Sunrise Court located within the adult lifestyle community of Ridgeway by the Lake, Ridgeway, Ontario, Canada, just 25 minutes south of Niagara Falls.

At D. W. Howard Realty, are the experts in cottages and homes for sale in South Niagara. Search now for that special property you’ve been dreaming of!

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