D. W. Howard Realty offers free, confidential advice on the best time to put your Niagara, Fort Erie, Ridgeway, Crystal Beach ON Canada house on the market so you net the most money. Also, now may be the time for you to jump in and buy – or wait to buy – please contact us today for insights on your unique situation.

The Bank of Canada is opting not to tinker with interest rates for the 25th consecutive month. The bank announced it was maintaining its benchmark overnight rate at 1%, The bank is also not expected to touch interest rates until well into next year.

Last week, Statistics Canada reported household debt was even higher than thought – sitting at 163.4% of average income. The Bank of Canada predicts that household debt — a combination of mortgages and consumer credit — is expected to rise over the next year before stabilizing.Household debt, even though it’s only rising slowly, will become a larger factor in determining monetary policy,

Even the Bank of Canada says despite the recession in Europe and other global negative indicators, the economy “is expected to pick up and return to full capacity by the end of 2013.”  It forecasts growth of 2.2% this year, 2.3% next year and 2.4% in 2014.

Not sure whether to rent or buy? Calculate the difference  to help you make a smart decision.

Contact D. W. Howard Realty today for up-to-the-minute real estate news, and how it affects your purchase or sale of Niagara Falls ON real estate, Ontario waterfront property, Fort Erie homes, Ridgeway homes, or Crystal Beach homes.


Sunday October 28th, 2012

2:00 – 4:00 p.m.

507 Carrie Ave. Outstanding 2-storey in upscale neighbourhood in Ridgeway $389,900

3 Promenade Way Waterfront in gated Crystal Beach community $659,900

In the national competition of Communities-in-Bloom, Fort Erie Ontario was recognized as the winner last weekend, at an awards ceremony in Edmonton.

Fort Erie was judged in a category of towns and cities with populations ranging from 20,000 to 50,000. This award means that Fort Erie received higher scores than any other Canadian municipality in the same category in areas of tidiness, environmental action, urban forestry, heritage conservation, landscapes and floral display. Fort entered the competition for the first time in 2004 and this recent accomplishment is the brightest and most colorful received to date.

The national judges specifically recognized the efforts of the Crystal Beach Beautification Committee for the floral displays along Ridge and Erie Roads, the War of 1812 celebrations, the benefits of the adopt-a-park program and the museum’s efforts to preserve local heritage. Special recognition for the Point Abino Lighthouse Restoration was also received.

The national judges commended the municipality for being a place where community partners work together such as businesses, citizen groups, the Town, along with the Buffalo and Fort Erie Public Bridge Authority. Fort Erie should be extremely proud of this outstanding accomplishment, as it is a direct result of the efforts of the entire community to make Fort Erie a better place.




The Bay Beach condo project development in Crystal Beach ON is gearing up for construction now that the final barrier has been removed.

The Fort Erie Waterfront Preservation Association thought it had a good chance at an appeal that would reverse the decision, but the judge overseeing the case tossed out the case before it ever got to trial.

The town is now able to issue a building permit for the project.

Contact D. W. Howard Realty for insight on how this development will affect the values of nearby Crystal Beach homes, Ridgeway homes, and waterfront property.


Drop by these excellent affordable homes for a tour this Sunday October 21st. We look forward to meeting you!

3038 Hyman New home in the Thunder Bay area of Ridgeway, Ontario 2-4 p.m. $280,000

2518 Stevensville Beautifully renovated home in Stevensville, Ontario, which I personally think would be fantastic for a home-based business since it’s right along the main strip. 2-4 p.m. $199,900

925 Oakhill Great bi-level layout, affordable luxury on the outskirts of Ridgeway 2-4 p.m. $219,900

3084 Firelane 5 Secluded hilltop cottage across from Lake Erie 12:00 – 2:00 p.m. $269,900

1055 Edgemere  5+ bedroom family home just steps from sand beach 2-4 p.m $399,000

A Realtor knows the current market conditions, and stays up-to-date daily with news and changes that would affect your purchase or sale. We can help you prepare  and choose the best time to put your home up for sale to ensure a quick sale at the highest possible price.

Drop by these fabulous homes this Sunday October 14th, 2012,  between 2 and 4 p.m. for a tour:

603 Daytona, Fort Erie

2917 Vimy, Port Colborne

761 Point Abino, Ridgeway

3038 Hyman, Ridgeway

This Saturday October 13th is the last day for the Ridgeway Farmers’ Market for 2012, but the Ridgeway Artisan & Farmers’ Market will also host a festival to celebrate this great time of year, which includes free kids activities from 10 am until 2 pm:

– Free pumpkins for the first 50 kids
– Carving contests (ages 2-12)

– Straw maze
– Colouring contest
– Face painting
– Games & prizes
– Free pony rides with a donation of food for the food bank
– Live music
-Fluffy the Clown

Contact us at D. W. Howard Realty for all your real estate needs in Fort Erie, Niagara Falls, Crystal Beach, Ridgeway, Stevensville and Port Colborne ON. We would also be happy to let you know more about the Ridgeway Fall Festival and other great community events, such as the Spirit of Christmas. There are many reasons to consider a move to a small town or cottage area: contact D. W. Howard Realty today!

Drop by these fabulous Fort Erie and Ridgeway homes on Sunday between 2 and 4:

209 Maple Leaf $216,000

893 Edgemere Lakefront $549,500

1053 Edgemere Lakefront $399,000

761 Point Abino Lakefront $749,000

The village of Ridgeway Ontario will soon have a gathering place downtown. Ridgeway’s Village Square will be a beautiful addition to the heritage buildings and picturesque streetscape of the downtown core.

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